How Do I Repair My Credit Score?

If you have a credit score that does not look very good on the face of it, you must contact us for credit repair. It is a process of identifying disputable items in the credit report of an individual, disputing them with credit reporting agencies and submission of formal dispute with the objective of getting such items removed from the credit report.

At Big Credit Repair, the process starts with the individual customer contacting us. Our credit repair expert analyzes the customer’s credit report with an objective of identifying irregularities which may be disputed. This is the most important step of any successful credit repair exercise.

Once this initial analysis is completed, we would construct appropriate documentation around contesting of the customer’s disputed data. Our company would send out letters of dispute to all three bureaus, one at a time (in the United States, there are three different credit rating agencies. These are Equifax, Experian and TransUnion). Usually, the letter of dispute would contain demand for removal of incorrect information from the credit report of the customer, in case of the credit rating bureaus’ failure to provide legal and logical response to our dispute.

The success rates of our credit repair program ranges between eighty five to ninety five per cent. This goes to prove that, our research and initial groundwork around identifying potentially incorrect items in the customer’s credit report is usually correct.

There are two major advantages of out credit repair procedures, as compared to our competitors. They are:

1. Speed of operation – Normally our credit repair programs, unless they pertain to legal or bankruptcy cases are expected to be resolved within time span of eight weeks. This covers closure of end to end procedures (i.e. removal of disputed information from the credit report). Compared to this, the normal time frame for same activity ranges between three to six months.

2. Percentage of success – Disputes raised by us are mostly agreed to by the credit rating agencies. However this might not be as simple as sounds. Several years of experience and exposure go behind such mastery. Due to our knowledge base, access to critical data and most importantly, our team of credit experts, our programs usually have much higher success rates, as compared to our competitors.

To conclude, our credit repair services are aimed at providing complete peace of mind to the customer. Bad credit is a problem that engulfs a major percentage of our economy and therefore almost everyone needs credit repair service. Although there are several players who operate in the United States in this particular domain, our company enjoys unparalleled reputation in this service category. Little wonder therefore, our company is fast turning out to be the first choice with several thousand US citizens, in matters of credit repair service.