Credit Repairs

Credit repair means improving your credit score. Credit score is a three digit number that indicates your creditability. It tells your credit history in no unclear words. It will reveal your credit history to all those who want to enter in to a financial deal with you, be it your creditors, bankers, employer or any other person. The maximum score is 850. A score in the range of 700 or above is considered fair. But a score less than 500, should seek your attention and you should take immediate action, to get it repaired for your own benefit. The faster you take an action in this regard, the quicker your credit rating will improve. If you do not take adequate measures for credit repairs, then these items will remain in your credit report for 7 years and will continue to have a negative impact on your credit score.
How to do credit repair?

The first step would be to collect your credit report from all the 3 credit rating bureaus. You need to have reports from all 3, as the reports from these bureaus may be different, as these agencies do not share information with one another. You can request your credit report from all the agencies, once in a year, free of cost. Once you have the reports and all other financial documents in place, you can contact us for a free consultation.

Our credit repair firm has experts on its panel and would help you to get your credit repaired. Our experts will go through your reports and will guide you about what needs to be done to improve your credit rating.
In case you decide to opt for our services, then, you will be offered a contract. This contract needs to be signed by both the parties. The contract will clearly mention all the details like fees to be charged, how long it will take to complete all the procedures, your right to cancel the contract etc.
On signing this contract, we will become your official credit repair agent and we will do all your correspondence with the credit bureaus. You will have to send us any mails that you would receive from the credit bureaus.

Our credit repair experts will mark any item in your report that is incorrect or is objectionable. These items along with the documentary proofs will be sent to all the bureaus, along with a letter.
All the bureaus will need to check about the objectionable items within 30 days. In case the bureaus are unable to verify the objectionable items within 30 days, then, they will remove such items from your report, thereby improving your credit rating. Thus, you will enjoy a better credit rating with in a period of 4 to 6 months.