Affordable Credit Repair

If you are facing serious financial turmoil and your credit score is heading south, then the sooner you get your credit report repaired, the better it would be. Many people may advise you, that there is no need to go to an expert and spend your money. Well the, we would explain it like this- if you have common cold, then you can do home remedy, but if you have pneumonia you need a specialist. Likewise, you cannot take remedial action by your own, if you have bad credit. You will need an expert’s help. You need to visit a credit repair law firm who will get your credit repaired at an affordable price.

What will I need to do?

You will need to request a copy of your credit report from the 3 credit bureaus. The reports will me mailed at your mailing address. Upon your request, the bureaus have to send you your credit report once a year, at no cost.

Do I have to get the credit report from all the 3 bureaus?

The reports of the 3 bureaus may vary, as the information on the reports is not shared amongst the bureaus.

Therefore, you will need to get the reports from all the 3 bureaus.

What do I do after getting the reports?

On receiving the reports, visit us at our office with prior appointment. We offer free initial consultation.

Our experts will go through your reports and will decide the future course of action. If you decide you seek our professional advice, we will hand over a contract to you. This is to be signed by you and our firm for the contract to be a valid contract.

The contract will give you the details such as fees charged, estimated time for the report to get resolved etc.

What will your credit repair firm do?

We will mark the disputed items in your credit report. Generally, these would be the ones that are causing maximum damage to your credit report.

A letter will be drafted and sent to all the bureaus stating the disputed items and the reason for dispute.

If the bureaus are not able to verify the items marked as disputed in the report with in 30 days, then, such items will be removed from the report and your credit report will improve.

If it is so simple why should I spend money on credit repair law firm?

To be able to find out the disputed items in the credit report, successfully removing them from the report, you will need a deep understanding of State and Federal Laws and the Fair Credit Reporting Act and the Fair Debt Collections Practice Act.

Moreover, we have a success rate of resolving 85 to 95% of our client’s credit crisis. This makes our services truly affordable.